What's the right order to invest my money?
Standard priority: (1) Emergency fund (3-6 months), (2) Employer 401(k) match, (3) High-interest debt payoff, (4) HSA if eligible, (5) Roth IRA, (6) Max 401(k), (7) Mega backdoor Roth or taxable brokerage. Adjust based on tax situation and specific goals.
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Standard priority: (1) Emergency fund (3-6 months), (2) Employer 401(k) match, (3) High-interest debt payoff, (4) HSA if eligible, (5) Roth IRA, (6) Max 401(k), (7) Mega backdoor Roth or taxable brokerage. Adjust based on tax situation and specific goals. The exact answer depends on your specific situation — the numbers above are a strong starting point, but the right next step is to plug in your actual figures.
For a deeper analysis, use one of the related tools below — they take your specific income, debt, location, and goals as inputs and produce a tailored answer.