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Today's Market Pulse

Thursday, April 16, 2026 — a daily snapshot of US stocks, Treasury yields, and crypto prices. Updated hourly. No signup, no ads, no noise.

Today at a glance: The S&P 500 is up 3.17% at 7,041.28. The 10-year Treasury yield is 4.31% — this is the single most important number for mortgage rates and long-term loans.

US Stock Market Indices

The three headline US stock indices. Most broad-market index funds track one of these. When people say “the stock market is up,” they usually mean the S&P 500.

S&P 500
7,041.28
+3.17%
500 largest US public companies
Dow Jones
48,578.72
+0.82%
30 blue-chip US stocks
Nasdaq
24,102.70
+5.61%
Tech-heavy US index

US Treasury Yields

Interest rates the US government pays to borrow. The 10-year yield is the benchmark that drives mortgage rates — when it rises, mortgages get more expensive. Use our mortgage calculator to see how today's rates affect your payment.

10-Year Treasury
4.31%
-0.19%
Benchmark for mortgage rates
5-Year Treasury
3.91%
-0.66%
Mid-term government debt
30-Year Treasury
4.93%
+0.31%
Long-term government debt

Top Cryptocurrencies

The two largest cryptocurrencies by market cap. Crypto is volatile — a 10% day in either direction isn't unusual. Size your position accordingly.

Bitcoin (BTC)
$74,661
-0.41% (24h)
Ethereum (ETH)
$2,330
-1.26% (24h)

What Today's Numbers Mean for You

Thinking about a mortgage?

Mortgage rates track the 10-year Treasury plus a spread (usually 1.5–2%). Run the numbers in our mortgage calculator.

Investing for the long term?

Daily moves are noise. See what consistent investing looks like over decades with our compound interest calculator.

Worried about retirement?

Market swings matter less the longer your horizon. Check your FIRE number with our FIRE calculator.

Want to test your knowledge?

Play The Daily Pulse — guess 5 financial numbers and see how you stack up on the leaderboard.

Data sources: Stock indices and Treasury yields from Yahoo Finance. Cryptocurrency prices from CoinGecko. Quotes may be delayed 15–20 minutes. Page last refreshed at 11:06 PM EDT. This page is informational — it does not constitute financial advice. See our terms for details.