Salary Needed to Buy a Median Home in 100 US Metros (2026)
The household income required to afford the median home in the 100 largest US metros and all 50 states, computed from Zillow home values, the current Freddie Mac 30-year rate, and state property tax and insurance costs — compared against each city's actual median household income.
US Metro-Level Salary Database
Median salaries for 157 occupations across 161 US metropolitan statistical areas — 21,608 unique data points sourced from BLS Occupational Employment and Wage Statistics (OEWS).
State Property Tax Effective Rates
Effective property tax rates across all 50 US states + DC, calculated as average annual property tax paid as a percentage of median home value.
City Cost of Living Index
Composite cost-of-living index for 1,478 US cities, scaled to a national baseline of 100. Includes 1-bedroom and 2-bedroom rent, median income, and population.
State First-Time Homebuyer Program Database
Comprehensive database of state Housing Finance Agency (HFA) first-time homebuyer programs across all 50 states + DC. Includes program names, max DPA, income limits, and eligibility.
401(k) Rollover Provider Matrix
Comparison data for 10 major 401(k) and IRA providers (Fidelity, Vanguard, Schwab, Empower, Voya, Principal, T. Rowe Price, John Hancock, Wealthfront, Betterment), including process times, paper requirements, and IRA types supported.