What salary do I need to buy a house in San Francisco?
To afford the median San Francisco home (~$1.4M) using 28/36 ratios: with 20% down at 6.5%, the mortgage P&I is $7,080/month. You'd need a salary of about $300,000 to comfortably afford this. With minimum down (3-5%), the required salary climbs to $400,000+.
More context
To afford the median San Francisco home (~$1.4M) using 28/36 ratios: with 20% down at 6.5%, the mortgage P&I is $7,080/month. You'd need a salary of about $300,000 to comfortably afford this. With minimum down (3-5%), the required salary climbs to $400,000+. The exact answer depends on your specific situation — the numbers above are a strong starting point, but the right next step is to plug in your actual figures.
For a deeper analysis, use one of the related tools below — they take your specific income, debt, location, and goals as inputs and produce a tailored answer.