Insurance Underwriter Salary in Houston, TX
How much does a insurance underwriter make in Houston? Explore median, entry-level, and senior salaries adjusted for Houston's cost of living.
Salary Breakdown by Experience Level
See how insurance underwriter salaries break down across different pay periods in Houston.
| Period | Entry Level | Median | Senior |
|---|---|---|---|
| Annual | $45,942 | $76,570 | $103,370 |
| Monthly | $3,829 | $6,381 | $8,614 |
| Biweekly | $1,767 | $2,945 | $3,976 |
| Weekly | $884 | $1,473 | $1,988 |
| Hourly | $22 | $37 | $50 |
Houston vs National Average
How Houston's insurance underwriter salaries compare to national figures.
Cost of Living in Houston
About Insurance Underwriter
Overview
Evaluate insurance applications and determine coverage and premiums.
Education
Bachelor's degree in Insurance or related field
Key Skills
Growth Rate
Expected job growth: +14% over the next decade
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Insurance Underwriter Salary in Houston, TX — Complete Guide
Median Salary Overview
The median salary for a insurance underwriter in Houston, TX is $76,570 per year, adjusted for the local cost of living index of 99. This figure reflects typical earnings for experienced professionals in this role, considering Houston's unique economic conditions.
Salary Range and Experience Levels
Entry-level insurance underwriter professionals in Houston can expect to earn around $45,942 annually. As professionals gain experience, salaries typically increase, with senior-level insurance underwriters earning approximately $103,370 per year. This represents a 125% increase from entry to senior level.
Cost of Living Adjustment
Houston's cost of living index of 99 significantly impacts salary comparisons. As a lower cost-of-living city, salaries in Houston are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $87,870, the actual purchasing power must be considered in context.
Housing and Affordability
A significant portion of a insurance underwriter's salary in Houston typically goes toward housing. With a 1-bedroom apartment averaging $1,400 per month, housing represents about 21.9% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.
Career Growth and Opportunities
Insurance Underwriters are in growing demand across the United States, with an expected job growth of 14% over the next decade. In Houston, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.