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Insurance Underwriter Salary in Los Angeles, CA

How much does a insurance underwriter make in Los Angeles? Explore median, entry-level, and senior salaries adjusted for Los Angeles's cost of living.

Median Salary
$93,760
per year in Los Angeles
Entry Level
$56,256
Starting salary
Senior Level
$126,577
Experienced professionals
Cost of Living
166
66% above national avg

Salary Breakdown by Experience Level

See how insurance underwriter salaries break down across different pay periods in Los Angeles.

PeriodEntry LevelMedianSenior
Annual$56,256$93,760$126,577
Monthly$4,688$7,813$10,548
Biweekly$2,164$3,606$4,868
Weekly$1,082$1,803$2,434
Hourly$27$45$61

Los Angeles vs National Average

How Los Angeles's insurance underwriter salaries compare to national figures.

Los Angeles Salary
$93,760
COL Index: 166
National Average
$87,870
COL Index: 100
Difference
+$5,890
Higher in Los Angeles

Cost of Living in Los Angeles

1-Bedroom Rent
$2,500
per month
Median Income
$65,290
per year
Population
3,979,576
residents
Rent % of Income
45.9%
median household
Cost of Living Index: 166 — A score of 100 represents the U.S. average. Salaries in Los Angeles have been adjusted to account for local cost differences.

About Insurance Underwriter

Overview

Evaluate insurance applications and determine coverage and premiums.

Education

Bachelor's degree in Insurance or related field

Key Skills

Risk AssessmentPolicy AnalysisDecision MakingAttention to Detail

Growth Rate

Expected job growth: +14% over the next decade

Compare Cities: Insurance Underwriter Salary

See Insurance Underwriter salaries in other top cities.

New York, NY
$87,250
-7%
Chicago, IL
$98,860
+5%
Houston, TX
$76,570
-18%
Phoenix, AZ
$74,080
-21%
Philadelphia, PA
$93,240
-1%

Financial Tools to Explore

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Insurance Underwriter Salary in Los Angeles, CA — Complete Guide

Median Salary Overview

The median salary for a insurance underwriter in Los Angeles, CA is $93,760 per year, adjusted for the local cost of living index of 166. This figure reflects typical earnings for experienced professionals in this role, considering Los Angeles's unique economic conditions.

Salary Range and Experience Levels

Entry-level insurance underwriter professionals in Los Angeles can expect to earn around $56,256 annually. As professionals gain experience, salaries typically increase, with senior-level insurance underwriters earning approximately $126,577 per year. This represents a 125% increase from entry to senior level.

Cost of Living Adjustment

Los Angeles's cost of living index of 166 significantly impacts salary comparisons. As a higher cost-of-living city, salaries in Los Angeles are adjusted accordingly. This means that while the nominal salary may appear higher or lower than the national average of $87,870, the actual purchasing power must be considered in context.

Housing and Affordability

A significant portion of a insurance underwriter's salary in Los Angeles typically goes toward housing. With a 1-bedroom apartment averaging $2,500 per month, housing represents about 32.0% of median salary. Financial experts generally recommend keeping housing expenses below 30% of gross income.

Career Growth and Opportunities

Insurance Underwriters are in growing demand across the United States, with an expected job growth of 14% over the next decade. In Los Angeles, this translates to increasing opportunities and potential for salary growth as demand for experienced professionals continues to rise.

Source: BLS OEWS May 2024Metro-level wage data for this occupation and area
Data source: Salary data on this page are sourced from Bureau of Labor Statistics (BLS) Occupational Employment and Wage Statistics (OEWS) program May 2024 estimates. Figures are approximate and intended for informational purposes only. Actual salaries may vary based on employer, experience, education, certifications, and local market conditions. This page does not constitute financial or career advice. For the most current wage data, visit bls.gov.