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Pulsafi

Social Security Tax Cap (2026)

$184,500
Maximum taxable Social Security earnings
Summary

The 2026 Social Security wage cap is $184,500 — earnings above this aren't subject to the 6.2% Social Security portion of FICA. Medicare's 1.45% applies to all earnings (no cap), plus an additional 0.9% Medicare surtax on wages above $200,000 (single) / $250,000 (MFJ). Total FICA on a $184,500 salary maxes at $14,114 employee + $14,114 employer.

Breakdown

Social Security cap$184,500
SS rate (employee)6.2%
Medicare rate (no cap)1.45%
Additional Medicare (over $200K)+0.9%
Max SS tax (employee)$11,439
Max FICA at $184,500$14,114
Source
Social Security Administration / IRS· As of 2026-Q1

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All Pulsafi stats are sourced from primary government data and major financial institutions. Read the full methodology and data-sources page.