How much house can I afford on a $100,000 salary?
On a $100,000 salary, you can comfortably afford a home priced $300,000–$400,000 with 20% down at 6.5%. Mortgage P&I runs $1,517–$2,022/month, keeping housing under 24-28% of gross income — within the 28/36 lender rule.
More context
On a $100,000 salary, you can comfortably afford a home priced $300,000–$400,000 with 20% down at 6.5%. Mortgage P&I runs $1,517–$2,022/month, keeping housing under 24-28% of gross income — within the 28/36 lender rule. The exact answer depends on your specific situation — the numbers above are a strong starting point, but the right next step is to plug in your actual figures.
For a deeper analysis, use one of the related tools below — they take your specific income, debt, location, and goals as inputs and produce a tailored answer.