What mortgage can I get with a $100,000 salary?
On a $100,000 salary, you can typically qualify for a mortgage of $250,000–$350,000 (2.5–3.5× annual income) using standard ratios. With excellent credit and minimal other debt, some borrowers can stretch to $400,000 — but that approaches the comfort threshold.
More context
On a $100,000 salary, you can typically qualify for a mortgage of $250,000–$350,000 (2.5–3.5× annual income) using standard ratios. With excellent credit and minimal other debt, some borrowers can stretch to $400,000 — but that approaches the comfort threshold. The exact answer depends on your specific situation — the numbers above are a strong starting point, but the right next step is to plug in your actual figures.
For a deeper analysis, use one of the related tools below — they take your specific income, debt, location, and goals as inputs and produce a tailored answer.