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What mortgage can I get with a $150,000 salary?

Quick answer

On a $150,000 salary, you can typically qualify for a mortgage of $375,000–$525,000 using 2.5–3.5× annual income ratios. With strong credit and minimal debt, lenders will often approve up to $600,000 — though that's likely beyond comfortable affordability.

More context

On a $150,000 salary, you can typically qualify for a mortgage of $375,000–$525,000 using 2.5–3.5× annual income ratios. With strong credit and minimal debt, lenders will often approve up to $600,000 — though that's likely beyond comfortable affordability. The exact answer depends on your specific situation — the numbers above are a strong starting point, but the right next step is to plug in your actual figures.

For a deeper analysis, use one of the related tools below — they take your specific income, debt, location, and goals as inputs and produce a tailored answer.

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