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What is the monthly payment on a $300,000 mortgage?

Quick answer

On a $300,000 30-year mortgage at 6.5%, the monthly principal and interest payment is $1,896. Adding typical property tax (~1.1%) and insurance, the all-in PITI is about $2,346/month. Lower-rate scenarios drop the P&I significantly: $1,517 at 4.5%.

More context

On a $300,000 30-year mortgage at 6.5%, the monthly principal and interest payment is $1,896. Adding typical property tax (~1.1%) and insurance, the all-in PITI is about $2,346/month. Lower-rate scenarios drop the P&I significantly: $1,517 at 4.5%. The exact answer depends on your specific situation — the numbers above are a strong starting point, but the right next step is to plug in your actual figures.

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