How much house can I afford on a $200,000 salary?
On a $200,000 salary, you can afford a home priced $700,000–$900,000 with 20% down at 6.5%. Mortgage P&I runs $3,540–$4,551/month. With minimal other debt, you can stretch to nearly $1 million while staying within standard lender debt-to-income limits.
More context
On a $200,000 salary, you can afford a home priced $700,000–$900,000 with 20% down at 6.5%. Mortgage P&I runs $3,540–$4,551/month. With minimal other debt, you can stretch to nearly $1 million while staying within standard lender debt-to-income limits. The exact answer depends on your specific situation — the numbers above are a strong starting point, but the right next step is to plug in your actual figures.
For a deeper analysis, use one of the related tools below — they take your specific income, debt, location, and goals as inputs and produce a tailored answer.