How much house can I afford on a $75,000 salary?
On a $75,000 salary, you can typically afford a home priced $225,000–$275,000 with 20% down at a 6.5% rate. The mortgage P&I would run $1,138–$1,391/month, staying under the 28% housing-to-income guideline that lenders use.
More context
On a $75,000 salary, you can typically afford a home priced $225,000–$275,000 with 20% down at a 6.5% rate. The mortgage P&I would run $1,138–$1,391/month, staying under the 28% housing-to-income guideline that lenders use. The exact answer depends on your specific situation — the numbers above are a strong starting point, but the right next step is to plug in your actual figures.
For a deeper analysis, use one of the related tools below — they take your specific income, debt, location, and goals as inputs and produce a tailored answer.