What is a good credit score?
FICO score ranges: 800+ exceptional, 740-799 very good, 670-739 good, 580-669 fair, below 580 poor. For the best mortgage rates, aim for 760+. Most credit cards approve at 670+. Auto loans get best rates above 720. Below 620, expect significantly worse rates and limited approval.
More context
FICO score ranges: 800+ exceptional, 740-799 very good, 670-739 good, 580-669 fair, below 580 poor. For the best mortgage rates, aim for 760+. Most credit cards approve at 670+. Auto loans get best rates above 720. Below 620, expect significantly worse rates and limited approval. The exact answer depends on your specific situation — the numbers above are a strong starting point, but the right next step is to plug in your actual figures.
For a deeper analysis, use one of the related tools below — they take your specific income, debt, location, and goals as inputs and produce a tailored answer.