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Pulsafi
Rent vs Buy

Is Renting or Buying Cheaper?

Pick your current rent and the price of a home you're considering. We'll show the true 5-to-30-year cost of each path — including equity, appreciation, and the opportunity cost of your down payment.

Compare Any Rent vs Home Price

Each cell is a full breakdown — monthly cost, equity build-up at each year, and when buying breaks even with renting.

Your Rentvs $250Kvs $300Kvs $400Kvs $500Kvs $700Kvs $1M
$1,500/moCompare →Compare →Compare →Compare →Compare →Compare →
$1,800/moCompare →Compare →Compare →Compare →Compare →Compare →
$2,000/moCompare →Compare →Compare →Compare →Compare →Compare →
$2,500/moCompare →Compare →Compare →Compare →Compare →Compare →
$3,000/moCompare →Compare →Compare →Compare →Compare →Compare →
$3,500/moCompare →Compare →Compare →Compare →Compare →Compare →
$4,000/moCompare →Compare →Compare →Compare →Compare →Compare →
Custom Comparison

Rent vs Buy Calculator

Different rent or price than the table? Use the full calculator to model your exact numbers — including HOA, property tax rate, and your timeline.

Open Calculator →