P
Pulsafi

Americans With Investment Accounts (2026)

58%
Percent of US households owning stocks (direct or via funds)
Summary

Approximately 58% of US households own stocks in 2026 — directly or through mutual funds, ETFs, and retirement accounts. Direct stock ownership (individual stocks) is much lower at 21%. Stock ownership skews dramatically by income: 89% of top decile vs 25% of bottom 50%. Top 10% of households own ~89% of all US stock market wealth.

Breakdown

% owning any stocks58%
% owning individual stocks21%
Top decile ownership89%
Bottom 50% ownership25%
% of US stocks owned by top 10%~89%
Source
Federal Reserve SCF / Gallup· As of 2026-Q1

Related stats

US Wealth Distribution →Median US Household Net Worth →

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S&P 500 Historical ReturnAverage Investor ReturnUS Inflation RateTotal US Stock Market CapitalizationBest and Worst S&P 500 Years on RecordFederal Funds Rate
All Pulsafi stats are sourced from primary government data and major financial institutions. Read the full methodology and data-sources page.