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US Homeownership Rate (2026)

65.6%
Percent of US households that own their home
Summary

The US homeownership rate is 65.6% in 2026, slightly below the long-run average of ~65%. Rates range from 78% in West Virginia to 53% in New York. By age, homeownership rises from 25% (under 35) to 79% (65+). The Black-White homeownership gap remains stark at 30 percentage points.

Breakdown

Overall US rate65.6%
Under 3539.0%
35-4461.7%
45-5472.5%
55-6476.5%
65+78.9%
Source
US Census Bureau, Housing Vacancy Survey· As of 2026-Q1

Related stats

Median US Home PriceAverage Down Payment on a House

More housing stats

Median US Home PriceAverage Monthly Mortgage PaymentAverage Down Payment on a HouseAverage 1-Bedroom Rent in the USAverage 2-Bedroom Rent in the USAverage Mortgage Rate
All Pulsafi stats are sourced from primary government data and major financial institutions. Read the full methodology and data-sources page.