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Pulsafi

HSA Contribution Limits 2026

$4,300
HSA contribution limit (self-only coverage)
Summary

The 2026 HSA contribution limit is $4,300 for self-only coverage and $8,550 for family coverage. Account holders age 55+ can contribute an additional $1,000 catch-up. To contribute, you must be enrolled in a qualifying High Deductible Health Plan (HDHP) and have no other disqualifying coverage.

Breakdown

Self-only coverage$4,300
Family coverage$8,550
Catch-up (55+)+$1,000
HDHP min deductible (self)$1,650
HDHP min deductible (family)$3,300
Source
IRS Rev. Proc. 2024-25· As of 2026-Q1

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