P
Pulsafi

Maximum Social Security Benefit 2026

$5,108
Maximum monthly benefit (claiming at age 70)
Summary

The maximum Social Security benefit in 2026 is $5,108/month if you wait until age 70 to claim. At full retirement age (67 for those born after 1960), the maximum is $4,018. Claiming early at 62 maxes out at $2,831. The maximum benefit requires earning the maximum taxable amount ($176,100 in 2026) for 35 years.

Breakdown

Claim at 70$5,108/mo
Claim at full retirement age (67)$4,018/mo
Claim at 62 (earliest)$2,831/mo
Required earnings history35 years at max
2026 max taxable earnings$176,100
Source
Social Security Administration· As of 2026-Q1

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All Pulsafi stats are sourced from primary government data and major financial institutions. Read the full methodology and data-sources page.