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Pulsafi

Social Security Full Retirement Age 2026

67
Full retirement age for those born 1960 or later
Summary

Full Retirement Age (FRA) for Social Security is 67 for anyone born in 1960 or later. People born 1955-1959 have FRAs between 66 and 2 months and 66 and 10 months. Claiming before FRA permanently reduces your benefit by 25-30%; delaying past FRA increases it by 8% per year up to age 70.

Breakdown

Born 1960 or later67
Born 195966 and 10 months
Born 195866 and 8 months
Born 195766 and 6 months
Born 1955-195666 and 2-4 months
Source
Social Security Administration· As of 2026-Q1

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All Pulsafi stats are sourced from primary government data and major financial institutions. Read the full methodology and data-sources page.