Cost of Living in Coeur d'Alene, ID
2026 data for Coeur d'Alene, ID • Population: 54,763
+18% more expensive than the US average (100)
1-Bedroom Rent
Average monthly rent for a one-bedroom apartment
2-Bedroom Rent
Average monthly rent for a two-bedroom apartment
Median Income
Median household income in Coeur d'Alene
Population
Estimated population of Coeur d'Alene
How Far Does Your Salary Go?
A salary in Coeur d'Alene has different purchasing power than the national average. Use the equivalence below to understand what your salary is worth compared to the US average.
Formula: Your salary in Coeur d'Alene ÷ COL index × 100 = equivalent national salary. A $42,373 national salary gives you the same purchasing power as $50,000 in Coeur d'Alene.
Housing Affordability Analysis
Rent as % of Income
For a 1-bedroom apartment at median income. Experts suggest under 30% is affordable.
Monthly Rent to Income
Ratio of monthly income to monthly 1-bedroom rent.
What is a Cost of Living Index?
A cost of living index measures the relative cost of goods and services in a city compared to a national baseline (set at 100). An index of 150 means the city is 50% more expensive than average. An index of 80 means it's 20% cheaper than average.
The index typically includes housing, groceries, utilities, transportation, and healthcare—the major expense categories for households.
Compare with Other Cities
See how Coeur d'Alene's cost of living stacks up against nearby and similar cities.
Financial Tools to Explore
Use these Pulsafi calculators to plan your finances based on Coeur d'Alene's cost of living.
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Cost of Living Guide for Coeur d'Alene, ID
Overview
Coeur d'Alene has a cost of living index of 118, making it 18% more expensive than the national average. With a population of 54,763 and a median household income of $56,234, understanding the true cost of living here is essential for financial planning.
Housing Market
The housing market in Coeur d'Alene reflects its cost of living index. A one-bedroom apartment averages $1,600 per month, while a two-bedroom apartment costs approximately $2,050 per month. For renters, this typically consumes 34.1% of the median household income—above the recommended 30% threshold.
Income and Affordability
With a median household income of $56,234, Coeur d'Alene residents earn slightly below the national median. When factoring in the local cost of living, a salary of $63,559in Coeur d'Alene provides the same purchasing power as $75,000 nationally.
Moving to Coeur d'Alene
Whether you're relocating for work or considering a move, understanding the cost of living in Coeur d'Alene is crucial. Use our calculators to determine if your salary can support your desired lifestyle here. Consider not just rent, but also food, utilities, transportation, and healthcare when budgeting.
Saving and Investing
Once you understand your cost of living in Coeur d'Alene, you can better plan your savings and investment strategy. Our financial tools help you determine how much you can realistically save each month and optimize your financial goals.
Frequently Asked Questions About Cost of Living in Coeur d'Alene
How does the cost of living in Coeur d'Alene compare to the national average?
Coeur d'Alene has a cost of living index of 118, which means it's 18% more expensive than the US average of 100. This affects everything from housing to groceries and utilities.
Is a $63,559 salary good for Coeur d'Alene?
A salary in Coeur d'Alene has different purchasing power than elsewhere. A $63,559 salary in Coeur d'Alene provides the same purchasing power as $75,000 nationally. Compare your salary to the median income of $56,234 to gauge your earning potential.
Can you afford to rent in Coeur d'Alene?
With a median household income of $56,234, a one-bedroom apartment averaging $1,600 per month consumes 34.1% of income. Financial experts recommend keeping rent under 30% of gross income—this is above that threshold.
Related Data for Coeur d'Alene, ID
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