Average Mortgage Closing Costs (2026)
$6,905
Average closing costs on a home purchase
Summary
Average home purchase closing costs in 2026 are approximately $6,905 (excluding taxes and prepaids), or 1.7% of typical purchase price. With taxes and prepaids included, total cash-to-close averages 2-5% on top of down payment. New York averages highest at $25,500; Indiana lowest at $2,200.
Breakdown
Source
ClosingCorp / CoreLogic· As of 2026-Q1
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All Pulsafi stats are sourced from primary government data and major financial institutions. Read the full methodology and data-sources page.