Average Down Payment by State (2026)
$53,600
Average down payment in dollars (US median)
Summary
The average US down payment is $53,600 in 2026 (13% of median home price). State variation is sharp: California averages $148,000 (13% of $1.14M); Mississippi averages just $25,000 (12% of $208K). High-cost coastal states drive the dollar averages dramatically higher than the national figure suggests.
Breakdown
Source
National Association of Realtors / ATTOM Data· As of 2026-Q1
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All Pulsafi stats are sourced from primary government data and major financial institutions. Read the full methodology and data-sources page.