Average Health Insurance Premium (2026)
$8,951
Average annual employer-sponsored single-coverage premium
Summary
Employer-sponsored health insurance averages $8,951/year for single coverage and $25,572/year for family coverage in 2026. Workers pay about 17% of single premiums ($1,520/year) and 26% of family premiums ($6,650/year); employers cover the rest. ACA marketplace plans average $477/month for the second-lowest-cost silver plan (subsidized).
Breakdown
Source
Kaiser Family Foundation Employer Health Benefits Survey· As of 2026-Q1
More insurance stats
All Pulsafi stats are sourced from primary government data and major financial institutions. Read the full methodology and data-sources page.