P
Pulsafi

Average Monthly Spending Per Household (2026)

$6,440
Average US household monthly expenditures
Summary

Average US household monthly spending is approximately $6,440 in 2026 ($77,280/year). Housing dominates at $2,140/month (33%), followed by transportation at $880 (14%), food at $720 (11%), insurance/pensions at $640 (10%), and healthcare at $470 (7%). Spending varies sharply by region — Northeast averages 22% higher than South.

Breakdown

Total monthly spending$6,440
Housing$2,140 (33%)
Transportation$880 (14%)
Food$720 (11%)
Insurance/pensions$640 (10%)
Healthcare$470 (7%)
Source
BLS Consumer Expenditure Survey· As of 2026-Q1

Related stats

Median Household Income in the US →Cost of Living Index by State →

More net worth stats

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All Pulsafi stats are sourced from primary government data and major financial institutions. Read the full methodology and data-sources page.