Average Savings Account Balance by Age (2026)
$8,400
Median savings/transaction balance for US households
Summary
The median US household has approximately $8,400 in transaction accounts (checking + savings) in 2026. The mean is much higher (~$62,500) due to high-balance outliers. By age, median balances climb from $5,400 (under 35) to $13,500 (55-64), peaking around retirement age.
Breakdown
Source
Federal Reserve Survey of Consumer Finances· As of 2026-Q1
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All Pulsafi stats are sourced from primary government data and major financial institutions. Read the full methodology and data-sources page.