Renters vs Homeowners Net Worth (2026)
44×
Median homeowner net worth vs median renter net worth
Summary
The median homeowner has $396,200 in net worth in 2026 vs $10,400 for renters — a 38× gap that widens to 44× when you include home equity. Home ownership doesn't cause wealth, but the forced savings of mortgage principal reduction, plus appreciation and tax benefits, structurally builds wealth over decades.
Breakdown
Source
Federal Reserve Survey of Consumer Finances· As of 2026-Q1
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All Pulsafi stats are sourced from primary government data and major financial institutions. Read the full methodology and data-sources page.