What is the average net worth by age?
Median US net worth by age (2026): 25-34: $30K, 35-44: $135K, 45-54: $250K, 55-64: $370K, 65-74: $410K. Mean is much higher (3-5×) because high earners skew the average. To benchmark: aim for 1× annual salary by 30, 3× by 40, 6× by 50, 8× by 60.
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Median US net worth by age (2026): 25-34: $30K, 35-44: $135K, 45-54: $250K, 55-64: $370K, 65-74: $410K. Mean is much higher (3-5×) because high earners skew the average. To benchmark: aim for 1× annual salary by 30, 3× by 40, 6× by 50, 8× by 60. The exact answer depends on your specific situation — the numbers above are a strong starting point, but the right next step is to plug in your actual figures.
For a deeper analysis, use one of the related tools below — they take your specific income, debt, location, and goals as inputs and produce a tailored answer.