How much should I have saved by 30?
Common benchmark: 1× your annual salary by 30. So $75K salary → $75K saved. This is aspirational; realistic median is closer to 0.4× salary. More important than hitting an exact target is having: emergency fund, no high-interest debt, 401(k) capturing employer match, and savings habit.
More context
Common benchmark: 1× your annual salary by 30. So $75K salary → $75K saved. This is aspirational; realistic median is closer to 0.4× salary. More important than hitting an exact target is having: emergency fund, no high-interest debt, 401(k) capturing employer match, and savings habit. The exact answer depends on your specific situation — the numbers above are a strong starting point, but the right next step is to plug in your actual figures.
For a deeper analysis, use one of the related tools below — they take your specific income, debt, location, and goals as inputs and produce a tailored answer.