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What's a good net worth at 30?

Quick answer

A good net worth at 30 is at least equal to your annual salary — the 1× salary milestone. Top quartile by age 30 is closer to $300K. Many 30-year-olds with student loans have negative net worth, which is normal — focus on positive trajectory rather than absolute number.

More context

A good net worth at 30 is at least equal to your annual salary — the 1× salary milestone. Top quartile by age 30 is closer to $300K. Many 30-year-olds with student loans have negative net worth, which is normal — focus on positive trajectory rather than absolute number. The exact answer depends on your specific situation — the numbers above are a strong starting point, but the right next step is to plug in your actual figures.

For a deeper analysis, use one of the related tools below — they take your specific income, debt, location, and goals as inputs and produce a tailored answer.

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