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What is net worth?

Quick answer

Net worth = total assets minus total liabilities. Assets include cash, investments, retirement accounts, real estate, vehicles. Liabilities include mortgages, student loans, credit card balances, auto loans. Track quarterly. Median US household net worth in 2026 is approximately $200,000.

More context

Net worth = total assets minus total liabilities. Assets include cash, investments, retirement accounts, real estate, vehicles. Liabilities include mortgages, student loans, credit card balances, auto loans. Track quarterly. Median US household net worth in 2026 is approximately $200,000. The exact answer depends on your specific situation — the numbers above are a strong starting point, but the right next step is to plug in your actual figures.

For a deeper analysis, use one of the related tools below — they take your specific income, debt, location, and goals as inputs and produce a tailored answer.

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