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How much do I need to retire at 50?

Quick answer

Retiring at 50 typically requires 30-33× your annual expenses, since you need the portfolio to last 40+ years. On $60,000 of annual spending you'd need $1.8-2.0M; on $80,000 you'd need $2.4-2.6M. You'll also need a healthcare plan since Medicare doesn't kick in until 65.

More context

Retiring at 50 typically requires 30-33× your annual expenses, since you need the portfolio to last 40+ years. On $60,000 of annual spending you'd need $1.8-2.0M; on $80,000 you'd need $2.4-2.6M. You'll also need a healthcare plan since Medicare doesn't kick in until 65. The exact answer depends on your specific situation — the numbers above are a strong starting point, but the right next step is to plug in your actual figures.

For a deeper analysis, use one of the related tools below — they take your specific income, debt, location, and goals as inputs and produce a tailored answer.

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