How much do I need to retire at 65?
Most experts suggest 25× your annual expenses (the '4% rule'). On $50,000 of annual spending you'd need $1.25M; on $80,000 you'd need $2.0M; on $120,000 you'd need $3.0M. The amount also depends on Social Security, pensions, and how long you expect to live.
More context
Most experts suggest 25× your annual expenses (the '4% rule'). On $50,000 of annual spending you'd need $1.25M; on $80,000 you'd need $2.0M; on $120,000 you'd need $3.0M. The amount also depends on Social Security, pensions, and how long you expect to live. The exact answer depends on your specific situation — the numbers above are a strong starting point, but the right next step is to plug in your actual figures.
For a deeper analysis, use one of the related tools below — they take your specific income, debt, location, and goals as inputs and produce a tailored answer.