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What is Coast FIRE?

Quick answer

Coast FIRE is when you've saved enough that compound growth alone will get you to your retirement number by traditional retirement age, without further contributions. You only need to earn enough to cover current expenses. Often achievable by age 35-40 if started young.

More context

Coast FIRE is when you've saved enough that compound growth alone will get you to your retirement number by traditional retirement age, without further contributions. You only need to earn enough to cover current expenses. Often achievable by age 35-40 if started young. The exact answer depends on your specific situation — the numbers above are a strong starting point, but the right next step is to plug in your actual figures.

For a deeper analysis, use one of the related tools below — they take your specific income, debt, location, and goals as inputs and produce a tailored answer.

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