P
Pulsafi

What is Barista FIRE?

Quick answer

Barista FIRE is a hybrid: you've saved enough that you don't need to maximize income, so you take a lower-stress part-time job (often for healthcare benefits) while your portfolio continues to grow. Common path before fully retiring or in your 40s-50s.

More context

Barista FIRE is a hybrid: you've saved enough that you don't need to maximize income, so you take a lower-stress part-time job (often for healthcare benefits) while your portfolio continues to grow. Common path before fully retiring or in your 40s-50s. The exact answer depends on your specific situation — the numbers above are a strong starting point, but the right next step is to plug in your actual figures.

For a deeper analysis, use one of the related tools below — they take your specific income, debt, location, and goals as inputs and produce a tailored answer.

Run your own numbers
FIRE Calculator

Related questions

What is Coast FIRE?What is the FIRE movement?

More about Retirement

How much do I need to retire at 65?How much do I need to retire at 50?How much do I need to retire at 55?What is the 4% rule for retirement?What is the FIRE movement?What is Coast FIRE?