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What is the FIRE movement?

Quick answer

FIRE stands for Financial Independence, Retire Early. The strategy: save aggressively (typically 50%+ of income), invest in low-cost index funds, and accumulate 25-30× your annual expenses so portfolio returns can sustain you indefinitely. Practitioners typically target FI in their 30s–40s.

More context

FIRE stands for Financial Independence, Retire Early. The strategy: save aggressively (typically 50%+ of income), invest in low-cost index funds, and accumulate 25-30× your annual expenses so portfolio returns can sustain you indefinitely. Practitioners typically target FI in their 30s–40s. The exact answer depends on your specific situation — the numbers above are a strong starting point, but the right next step is to plug in your actual figures.

For a deeper analysis, use one of the related tools below — they take your specific income, debt, location, and goals as inputs and produce a tailored answer.

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