What is Fat FIRE?
Fat FIRE is a more luxurious version of FIRE targeting $100,000+ in annual retirement spending. Typical Fat FIRE numbers run $2.5M-$5M+, vs $1M-$1.25M for traditional 'Lean FIRE'. Allows international travel, paid hobbies, premium housing, and unrestricted lifestyle.
More context
Fat FIRE is a more luxurious version of FIRE targeting $100,000+ in annual retirement spending. Typical Fat FIRE numbers run $2.5M-$5M+, vs $1M-$1.25M for traditional 'Lean FIRE'. Allows international travel, paid hobbies, premium housing, and unrestricted lifestyle. The exact answer depends on your specific situation — the numbers above are a strong starting point, but the right next step is to plug in your actual figures.
For a deeper analysis, use one of the related tools below — they take your specific income, debt, location, and goals as inputs and produce a tailored answer.