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What is Lean FIRE?

Quick answer

Lean FIRE targets early retirement on a minimal budget — typically $30,000-$40,000 in annual spending. The required portfolio is $750K-$1M (25× expenses). Requires intentional simple living, often relocating to lower cost-of-living areas, and disciplined frugality.

More context

Lean FIRE targets early retirement on a minimal budget — typically $30,000-$40,000 in annual spending. The required portfolio is $750K-$1M (25× expenses). Requires intentional simple living, often relocating to lower cost-of-living areas, and disciplined frugality. The exact answer depends on your specific situation — the numbers above are a strong starting point, but the right next step is to plug in your actual figures.

For a deeper analysis, use one of the related tools below — they take your specific income, debt, location, and goals as inputs and produce a tailored answer.

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